08 May, 2024

Robinhood CEO Says Americans Should Be Able to Access Crypto as It Becomes ‘More Important'

Quick Take

① Robinhood Co-Founder and CEO Vlad Tenev spoke in a CNBC interview about the company’s crypto performance and recent actions from the SEC.

② The firm’s crypto trading increased 224% in the first financial quarter. And yet, Tenev said Robinhood met with the SEC 16 times before talks fizzled out.

③ Tenev noted that as crypto assets becomes “more and more important,” Americans should have access to them.

Americans should be able to access crypto as it becomes 'more important'

Robinhood CEO Vlad Tenev said Wednesday that his firm is taking a stance for customers and that it was "not acceptable" for crypto not to be accessible to Americans. During the same interview, Tenev also noted that his firm met 16 times with the Securities and Exchange Commission before receiving a Wells Notice from the regulator.

Speaking with CNBC, Tenev responded to questions about the firm's quarterly performance, which saw its crypto trading increase 224% in the first financial quarter of the year.

He then said that Robinhood met with the SEC 16 times before talks fizzled out — and the firm learned it would face future enforcement from the SEC.

“We tried to create what’s called a special purpose broker-dealer for the purpose of transacting in crypto assets. And we actually came in good faith to meet with the SEC. I think we met with them 16 times. And unfortunately, that was not reciprocated, and it was clear that there didn’t seem to be a path, and so here we are," Tenev said in the interview.

The Block reported on May 6 that the SEC issued Robinhood a Wells Notice, an indication of forthcoming legal action, for alleged securities violations.

“It’s hard to impute the reasoning behind that, but they told us they didn’t want to keep meeting about it, and they didn’t see a path toward it," Tenev continued.

Tenev framed his firm's clash with the regulator in a larger context of how it regulates crypto and what it means for retail investors.

“The SEC has the ability to change the rules to allow for brokers to accommodate crypto assets, and they don’t seem intent on doing that. And rather, they’re proceeding with regulation by enforcement. And that’s disappointing," the CEO added. "I didn’t want to have to get into this situation, but we have to defend ourselves and advocate for our customers. We do believe that crypto assets are becoming more and more important, and it would not be acceptable to us to not have Americans have access to them.”

10 May, 2024

Navigating BlockFi's Closure and Partnership with Coinbase

As the crypto lending landscape evolves, BlockFi, a prominent player in the industry, finds itself at a crossroads. Amidst liquidation proceedings, the company has announced plans to close its web platform by the end of May 2024. However, rather than leaving its clients scratching their heads, BlockFi has opted for a proactive approach by partnering with Coinbase, one of the most reputable cryptocurrency exchanges, to facilitate the distribution of funds to its users.The Decision to CloseThe decision to close BlockFi's platform comes as part of its bankruptcy proceedings, a move aimed at safeguarding the interests of its clients. With BlockFi Interest Accounts (BIAs), retail loans, and private accounts at stake, ensuring seamless access to funds is paramount. Recognizing the importance of this, BlockFi has forged a strategic alliance with Coinbase to streamline the withdrawal process and minimize disruption for its users.Partnership with CoinbaseThrough this partnership, BlockFi clients will have the option to access their funds through Coinbase's platform, either by transferring their assets directly or by receiving cash equivalents. This dual approach ensures flexibility and accommodates the diverse needs of BlockFi's user base. Moreover, by leveraging Coinbase's robust infrastructure, BlockFi aims to provide a secure and reliable channel for fund distribution, instilling confidence among its clients during this transitional phase.Benefits for UsersThe collaboration between BlockFi and Coinbase signifies a proactive response to the challenges posed by the company's liquidation proceedings. By tapping into Coinbase's extensive network and expertise in crypto asset management, BlockFi aims to mitigate risks and uphold its commitment to customer service. This strategic move not only demonstrates BlockFi's dedication to its clients but also reflects its agility in navigating complex regulatory and operational landscapes.From a user perspective, the partnership with Coinbase offers several benefits. Not only does it ensure continued access to crypto assets, but it also provides users with a seamless transition pathway. By leveraging Coinbase's user-friendly interface and intuitive features, BlockFi clients can navigate the withdrawal process with ease, thereby minimizing inconvenience and uncertainty.BlockFi Trying to Empower Clients for the FutureIn addition to facilitating fund distribution, BlockFi has taken proactive steps to assist its clients in managing their financial records. By urging users to download important documents, including transaction history and tax documents, BlockFi aims to help its clients with the necessary tools to navigate the post-closure landscape effectively. This proactive measure we hope shows BlockFi's commitment to transparency and accountability, ensuring that its clients are well-equipped to manage their financial affairs.As BlockFi’s shutdown date looms ahead, the partnership with Coinbase serves as a sign of stability amidst uncertainty. By aligning with a trusted industry leader, BlockFi seeks to instill confidence in its clients and uphold its reputation as a reliable steward of crypto assets. Through collaboration and innovation, BlockFi aims to emerge stronger from this period of transition, poised to continue its mission of democratizing access to financial services in the crypto ecosystem.We all hope the partnership between BlockFi and Coinbase represents a strategic alignment of interests aimed at facilitating the seamless distribution of funds amidst BlockFi's closure. By leveraging Coinbase's expertise and infrastructure, BlockFi aims to prioritize the interests of its clients and uphold its commitment to customer service. As crypto continues to evolve, collaboration and innovation will remain key drivers of success, ensuring that users can navigate transitions with confidence and clarity.

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06 May, 2024

Ethereum Restaking, DePINs, Bitcoin Ecosystem and RWA Tokenization Lead Crypto VC Trends

Quick TakeThis is an excerpt from the inaugural edition of The Block’s The Funding newsletter sent to our loyal readers on May 3.The Funding is a fortnightly newsletter written by Yogita Khatri, The Block’s longest-serving editorial member.Ethereum restaking, DePINs, Bitcoin ecosystem and RWA tokenization lead crypto VC trendsCrypto venture capital funding has seen a notable resurgence this year, with investors injecting over $4 billion into startups. Four areas, in particular, have witnessed increased investment activity: Ethereum restaking, DePINs (decentralized physical infrastructure networks), the Bitcoin ecosystem, and RWA (real-world asset) tokenization.Ethereum restaking, a relatively new vertical, has grown substantially this year thanks to its pioneering protocol, EigenLayer.EigenLayer facilitates the restaking of ether (ETH) and liquid staking tokens with validators in other blockchain networks, enabling users to earn additional rewards. In less than a year, the protocol has accumulated nearly $15 billion worth of assets. EigenLayer's success has spurred the launch of several EigenLayer-based liquid restaking platforms, which have collectively garnered over $9 billion in assets.All three leading EigenLayer-based Ethereum liquid restaking protocols — Ether.Fi, Renzo and Puffer Finance — have raised funding this year. In February, Ether.Fi raised a $27 million round co-led by Bullish and CoinFund. Puffer Finance followed suit with an $18 million Series A round in April, co-led by Brevan Howard Digital and Electric Capital, bringing its valuation to $200 million, as reported exclusively by The Block at the time. Renzo, meanwhile, raised $3.2 million in seed funding led by Maven11 in January, valuing it at $25 million at the time. Both Puffer and Renzo received additional funding from Binance Labs recently.Secondly, DePIN projects are gaining traction, particularly those operating on the Solana blockchain. Several DePIN projects, including Io.net, peaq, IoTex, Natix, and SendingNetwork, have all raised funding in recent months. Io.net, for instance, reached a $1 billion token valuation in March, two sources told The Block at the time. DePIN projects leverage blockchain technology to decentralize their physical hardware infrastructure and incentivize users with tokens for expanding their networks. As of April this year, around 70 projects have collectively raised about $192 million across the DePIN and DeAI (decentralized artificial intelligence) categories, per The Block Pro's Funding Dashboard.The Bitcoin ecosystem is rapidly expanding, too, with startups building on the network witnessing increased investment activity. So far in 2024, there have been more Bitcoin ecosystem-related deals than in all of 2023 — 81 deals year-to-date compared to 77 in 2023 — according to The Block Pro's Funding Dashboard.Last but not least, the tokenization category is also gaining popularity, with several startups in this vertical — including Securitize, Centrifuge and Backed — all securing funding in recent months. Over 25 tokenization-related startups have raised a total of $80 million this year as of April, according to the dashboard.

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