25 Sep, 2024

Asian Development Bank Forecasts Economic Growth for Laos by Year-End Amid Challenges

The Asian Development Bank (ADB) has projected that Laos will experience a growth rate of 4.0% in 2024, supported by investments in services and clean energy. However, the report highlights ongoing macroeconomic challenges, particularly concerning public debt, which continue to hinder investment prospects and domestic consumption.

In its latest Asian Development Outlook (ADO), the ADB revised its growth forecast for 2025 down to 3.7%, compared to the earlier projection of 4.0% made in April this year. The report also warns that inflation is expected to rise to an average of 21.5% in 2025, largely driven by price adjustments linked to the depreciation of the Lao kip.

“International tourist arrivals are now approaching pre-pandemic levels, boosted by Laos’s ASEAN Chairmanship and Visit Laos Year 2024,” said ADB Country Director for Laos, Sonomi Tanaka. “However, risks to this outlook stem from debt distress, necessitating coordinated, transparent, and sustainable public financial management.”

Despite the Bank of Laos increasing its 1-week interest rate from 8.5% in February to 10.5% in August and tightening foreign exchange controls, the kip continues to weaken. From January to August, it depreciated by 6.1% against the Thai baht and 7.5% against the US dollar, placing additional strain on the economy.

As of August, inflation stood at 24.3% year-on-year, with the average for the first eight months of 2024 at 25.3%. A shortage of skilled labor due to out-migration has further pressured domestic prices and wages, prompting businesses to pass increased costs onto consumers and exacerbating inflationary expectations.

Public debt levels remain critical. While total public and publicly guaranteed debt decreased slightly from USD 13.9 billion in 2022 to USD 13.8 billion in 2023—reducing the ratio from 112% to 108% of gross domestic product—the ratio of external debt service to total government revenue surged from 27% to 43%.

Limited refinancing options in 2025, coupled with significant external debt maturities, are expected to constrain public sector access to foreign currency, negatively impacting private sector recovery and household spending.

A Regional Overview

The ADB has upgraded its economic growth forecast for developing Asia and the Pacific to 5.0% for 2024, an increase from a previous estimate of 4.9%. This positive outlook is attributed to strong domestic demand, robust exports—particularly in semiconductors driven by AI demand—and falling food prices. However, risks such as potential trade tensions between the United States. and China, ongoing issues in China’s property market, and geopolitical tensions persist.

China’s growth forecast remains at 4.8%, while India’s is projected at 7.0%. Growth in the Caucasus and Central Asia has been revised up to 4.7%, and the Pacific’s forecast has been slightly increased to 3.4%. Southeast Asia’s growth forecast was lowered to 4.5% due to reduced public investments and a slower recovery in exports.

Established in 1966, the ADB is owned by 68 members, with 49 from the region.

27 Sep, 2024

PayPal Just Made Crypto Easier for Businesses and Here’s Why

PayPal has officially launched a service that allows U.S. merchants to buy, hold, and sell cryptocurrencies directly from their business accounts. This move hopes to enhance the functionality of digital currencies for businesses nationwide, although merchants in New York State will not have access due to regulatory concerns.Empowering Businesses with CryptocurrencyThis new feature addresses the increasing demand among business owners for cryptocurrency capabilities similar to those offered to consumers. Jose Fernandez da Ponte, Senior Vice President of Blockchain, Cryptocurrency, and Digital Currencies at PayPal, noted, "We have learned a lot about how they want to use their cryptocurrency." By enabling seamless crypto transactions, merchants can enhance their financial operations and tap into the growing digital currency market.The ability to transfer supported tokens to external third-party wallets further integrates PayPal's services into the broader cryptocurrency ecosystem, aligning with the rising adoption of digital assets among enterprises.Strategic Initiatives in the Crypto SpaceThe launch of this service is part of PayPal's broader strategy to promote cryptocurrency use. The company began offering crypto trading to retail customers in 2020 and introduced PayPal USD (PYUSD), a stablecoin designed to provide a stable digital payment option. PYUSD's integration has positioned it as a top contender in the stablecoin market, boasting a market capitalization exceeding $709 million.Additionally, PayPal has partnered with Anchorage Digital to provide interest rewards for institutional clients using PYUSD. This initiative aims to bolster the adoption of stablecoins in various financial applications and enhance user engagement.Market Impact and Future ProspectsFollowing the announcement, PayPal's share prices experienced a minor decline. However, the long-term implications of these innovations suggest a positive trajectory for the company. Analysts predict that PayPal's expanded crypto offerings will significantly enhance its market position, catering to the growing demand for digital currencies.As cryptocurrency adoption accelerates—fueled by Exchange-Traded Funds (ETFs) and increasing interest from institutional investors—PayPal is set to remain a leader in the evolving digital finance landscape. By making cryptocurrency more accessible for businesses, PayPal is not only responding to current trends but also shaping the future of digital transactions for consumers and enterprises alike.

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23 Sep, 2024

Laos-China Railway Facilitates Regional Trade Surge, Handling Over 10 Million Tons of Goods

Since its launch on 3 December 2021, the Laos-China Railway has handled over 10 million tons of goods valued at CNY 40.77 billion (USD 5.74 billion) as of 16 September, according to local authorities.In the first eight months of 2024, the railway reported a 22.8% increase in freight volume compared to the same period in 2023, reaching 3.58 million tons. The value of goods transported rose by 56%, totaling CNY 12.38 billion (USD 1.76 billion).Initially designed to carry 500 types of goods, the railway now transports around 3,000 different products. It serves as an important route for mechanical and electrical items from China, as well as agricultural products, natural rubber, and tropical fruits from Laos and Thailand.The railway has improved cargo transport efficiency in the region, benefiting trade between Laos and Thailand. Xu Liping, Director of the Centre for Southeast Asian Studies at the Chinese Academy of Social Sciences, noted that the railway reflects the strengthening economic ties between China and ASEAN countries.In addition to enhancing transportation, the railway has stimulated local economies by creating jobs and supporting industrial development in sectors such as manufacturing and logistics. Experts like Wang Peng from the Beijing Academy of Social Sciences emphasize its role in promoting regional economic integration and connectivity.Looking ahead, the upcoming China-ASEAN Expo in Nanning from 24 to 28 September is expected to further boost collaboration between China and ASEAN. Experts see opportunities for cooperation in emerging fields, including the digital and green economies.Xu pointed to potential collaboration in smart city construction and the digital transformation of small and medium-sized enterprises, while Wang highlighted possibilities for exchanges in new energy, environmental protection, and green manufacturing.

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