
ASEAN USD
Uniting ASEAN Fiat Currencies
Presenting the ASEAN USD (USDA), a practical digital stablecoin. Supported by secure and highly liquid assets, it upholds a 1:1 value peg to the US dollar.



Transforming The Way ASEAN Transacts
USDA for Users
For ASEAN residents and global travelers alike, USDA paves the way for real-life transactions and elevates digital currency to a legitimate medium of exchange.
USDA for Investors
Discover ASEAN's digital currency, a stable option backed by regional economies. Join our thriving community and grow alongside one of the world's fastest-growing economies.
USDA for Merchants
Elevate your business with USDA integration, offering customers a robust digital payment solution. Seamlessly tap into the billion-dollar crypto market.
The Fusion Of Web2 And Web3
Experience the power of ASEAN USD, enabling borderless real-world transactions. By linking the virtual and the tangible realms, We lay the groundwork for advancements in both the near and future times to come.



ASEAN Exchange Rates
Explore USDA's potential
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Join the community to explore USDA's potential. Connect with supportive peers who share your growth mindset.




Dive Into the Latest LADT News, Resources, and Weekly Updates
Blog
15 Aug, 2025
Japan’s First Approved Stablecoin is Invested by Circle
Japan’s Financial Services Agency will approve the nation’s first yen-denominated stablecoin. This approval allows fintech firm JPYC Inc. to issue its digital token. The company plans to launch the stablecoin later this year.According to a Nikkei report published on August 18, the regulator plans to register JPYC as a money transfer service provider within the month, with the token’s distribution to begin shortly thereafter. The initiative marks a milestone in Japan’s push to modernize its financial system, introducing a stablecoin designed to function as a digital representation of the yen while adhering to strict domestic regulations.A Digital Yen Alternative in the Payment LandscapeThe stablecoin’s issuer, JPYC Inc., was established in 2019. It is a fintech company based in Tokyo, Japan. The firm specializes in blockchain technology and digital assets, focusing on stablecoins pegged to the Japanese yen.In 2021, Circle, the issuer of USDC stablecoin, invested in JPYC through Circle Ventures. JPYC raised approximately 500 million yen in Series A funding. JPYC’s yen-pegged stablecoin operates as a prepaid payment instrument, enabling 1:1 yen accounting treatment.In response to BeInCrypto’s request for comment, JPYC’s CEO, Norikata Okabe, posted on X confirming the investment, including Circle’s.“JPYC receives investments directly or through CVC from listed companies such as Circle, Asteria, Densan System, Persol, Aiful, and others. In addition, there are listed companies that have invested in JPYC on a non-disclosure basis. Furthermore, we have commissioned Simplex to develop our trading system.”The stablecoin, branded as JPYC, is available as an ERC-20 token on Ethereum as well as other blockchains like Polygon and Shiden. The stablecoin maintains parity with the Japanese yen. JPYC backs its issuance with bank deposits and government bonds. These liquid assets provide safeguards that ensure price stability.In practical use, consumers can apply for the token by transferring funds, after which the equivalent amount of JPYC will be credited to their digital wallets. This structure mirrors the operational frameworks already common in dollar-denominated stablecoins, which have grown into a global market worth more than $285 billion.Regulatory Oversight and Market IntegrityThe FSA views this approval as more than a regulatory formality. The stablecoin aims to foster a safe domestic ecosystem. It could support cashless transactions and international remittances. The system also enables corporate payments.A yen-pegged stablecoin offers individuals a new digital payment method. Companies can reduce foreign exchange costs in cross-border trade. The stablecoin presents opportunities for both groups.Despite its promise, stablecoins continue to raise concerns over money laundering, illicit transfers, and systemic risk. The FSA has emphasized that JPYC’s operations will fall under the framework of Japan’s Payment Services Act, with enhanced monitoring and compliance obligations.JPYC Inc. has pledged to prioritize regulatory adherence. In July, Okabe spoke at the IVC Summit 2025. He stated that JPYC was preparing a “new version.” The update reflects evolving regulatory and market demands.Competitive Pressures and Strategic OutlookJapanese market already features exposure to U.S. dollar-backed stablecoins, most notably through SBI VC Trade’s handling of USDC. However, JPYC’s approval as the first yen-based token introduces a new market dimension. Its success will depend on whether it can achieve widespread adoption in a field dominated by dollar-linked instruments.Looking ahead, yen stablecoins could intersect with broader financial innovations. Potential applications range from e-commerce platforms to digital securities markets. The stablecoin could integrate with these systems easily. It might also bridge with a possible central bank digital currency. If yen-pegged tokens gain traction, they could accelerate the digitalization of Japan’s payment infrastructure, reshaping consumer behavior and corporate finance.
13 Aug, 2025
USDC Issuer Circle to Launch New Layer-1 Arc Blockchain This Year
Circle, a publicly traded US company and the issuer of USDC stablecoin, said it will launch a layer-1 (L1) blockchain compatible with the Ethereum Virtual Machine (EVM) later this year.The company released its second-quarter results on Tuesday and announced the introduction of Arc, a new network designed to offer an “enterprise-grade foundation” for stablecoin payments, foreign exchange and capital markets applications.Expected to launch in public testnet, Circle’s Arc will feature USDC as its native gas token, enabling users to pay transaction fees with the stablecoin.Alongside the launch of Arc, Circle disclosed a 53% year-over-year increase in total revenue and reserve income in Q2, reaching $658 million.“Full-stack platform for the internet financial system”According to Circle, its upcoming Arc blockchain is “purpose-built for stablecoin finance,” marking a major milestone in the company’s mission to deliver a “full-stack platform for the internet financial system.”In addition to featuring USDC as native gas, Arc will provide an integrated stablecoin foreign exchange engine, sub-second settlement finality and opt-in privacy controls, the announcement said, adding:“Arc will be fully integrated across Circle’s platform and services, which will also remain fully available and interoperable with the dozens of other partner blockchains that Circle supports.”At the time of writing, USDC had a $65.6 billion market capitalization, with the stablecoin running on a total of 24 networks.Ethereum is now the largest network for USDC, with total USDC supply on the network amounting to $42.6 billion, according to Circle data.Net loss of $482 million impacted by IPOReporting on quarterly financial performance, Circle mentioned that its Q2 net loss amounted to $482 million — a massive 93% increase from around $33 million in Q4 2024.The net loss in Q2 was significantly impacted by expenses from Circle’s initial public offering (IPO), the company mentioned, referring to $591 million in IPO-related non-cash charges.The charges specifically included $424 million for stock-based compensation related to vesting conditions and another $167 million increase in the fair value of convertible debt caused by the increase in Circle’s (CRCL) share price.After raising $1.05 billion in an IPO, Circle debuted public trading on the New York Stock Exchange on June 5 at the price of $69 per share.The stock experienced a meteoric rise soon after listing, surging to an all-time high of $292.8 on June 23, according to TradingView data.The stock has been losing steam since, closing at $161.2 on Monday, down more than 21% over the past 30 days.Blockchain race in crypto and TradFiCircle’s Arc announcement marks the growing trend for launching new blockchain networks by major crypto industry companies and institutions in traditional finance.On Monday, Fortune reported that fintech giant Stripe is building a new blockchain network called Tempo in collaboration with the crypto venture capital platform Paradigm.In late June, crypto-friendly trading app Robinhood officially announced the launch of a layer-2 (L2) blockchain focused on tokenization.Previously, global e-commerce company Shopify launched early access to USDC stablecoin payments on Coinbase’s L2 network Base in mid-June.
11 Aug, 2025
EI Salvador Passes Law Letting Investment Banks Hold Bitcoin, Serve Qualified Clients
El Salvador's assembly approved a new law that will let large financial institutions apply for a license to offer financial services denominated in Bitcoin and other digital assets to "sophisticated investors." The law allows financial institutions with at least $50 million in capital to qualify as investment banks, which are regulated separately from typical commercial banks. Those investment banks can then apply for various licenses to offer crypto-related financial instruments to investors with more than $250,000 worth of liquid assets, which can include BTC. El Salvador's crypto license categories — allowing firms to register as a bitcoin service provider, digital asset service provider, or digital asset issuer — were established with prior legislation, but the new law allows investment banks to layer these licenses on top of their existing bank license. In practice, it lets well-capitalized institutions hold bitcoin, issue tokens, and structure crypto-linked deals within the current licensing regime rather than inventing a new one."The institutional architecture of the Salvadoran financial system will be expanded as a new, but regulated and supervised entity, complementary to the traditional banking system we are all familiar with," representative Dania González said in a press release. The law was backed by El Salvador's Ministry of Economy. From retail adoption to institutional investmentThe move underscores a larger shift in focus away from individual retail investors and toward larger, institutional capital. Though El Salvador made it mandatory for businesses to accept bitcoin for payment in 2021, the country walked back the regulation and other bitcoin-related efforts by the public sector in early 2025 in order to secure a $1.4 billion loan facility from the IMF. Despite the initial push, analysts found low rates of bitcoin adoption by El Salvador's citizens, with only a reported 1% of remittances involving crypto assets and only 2 in 10 Salvadorans saying they've adopted cryptocurrency. Though the Bitcoin Office, overseen by President Nayib Bukele, continues to claim it's buying 1 BTC per day, El Salvador's central bank president and minister of finance told the IMF in July that the country hasn't purchased bitcoin since the loan agreement was signed. The IMF's report said the apparent purchases of bitcoin actually reflect accumulation from various government wallets, which had already purchased the bitcoin, into its central "reserve" wallet.
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