ASEAN USD
Uniting ASEAN Fiat Currencies
Presenting the ASEAN USD (USDA), a practical digital stablecoin. Supported by secure and highly liquid assets, it upholds a 1:1 value peg to the US dollar.
Transforming The Way ASEAN Transacts
USDA for Users
For ASEAN residents and global travelers alike, USDA paves the way for real-life transactions and elevates digital currency to a legitimate medium of exchange.
USDA for Investors
Discover ASEAN's digital currency, a stable option backed by regional economies. Join our thriving community and grow alongside one of the world's fastest-growing economies.
USDA for Merchants
Elevate your business with USDA integration, offering customers a robust digital payment solution. Seamlessly tap into the billion-dollar crypto market.
The Fusion Of Web2 And Web3
Experience the power of ASEAN USD, enabling borderless real-world transactions. By linking the virtual and the tangible realms, We lay the groundwork for advancements in both the near and future times to come.
ASEAN Exchange Rates
Explore USDA's potential
Hop on Board
Join the community to explore USDA's potential. Connect with supportive peers who share your growth mindset.
Dive Into the Latest LADT News, Resources, and Weekly Updates
Blog
10 Sep, 2025
Laos to Boost Digital Skills with USD 9.9 million Support from South Korea
Laos is set to accelerate its digital transformation with support from the Korea International Cooperation Agency (KOICA), which has pledged USD 9.9 million to train civil servants and strengthen their digital skills from 2025 to 2029.The project is designed to lay a strong foundation for a modern, digitally-enabled government, and will support the establishment of a Digital-Human Resources Development Center, a key initiative to enhance digital governance and improve public service delivery across the country. An agreement was signed on 9 September in Vientiane, main attendees were Korean Ambassador to Laos Jung Yung-soo, Minister of Technology and Communications Boviengkham Vongdara. The new center will operate under the Ministry of Technology and Communications, developing a comprehensive training master plan, producing learning materials, and providing structured programmes to upskill civil servants. Ambassador Jung highlighted the significance of the project, saying it will speed up Laos’ digital transformation, provide a permanent training system for civil servants, and create a sustainable digital education environment for the government. Boviengkham noted that the project aligns with Laos’ National Socio-economic Development Plans and will modernise government administration while improving the quality of public services. KOICA also emphasized that the initiative will strengthen bilateral ties and establish a long-term digital education system that benefits all citizens.Digital transformation has been identified as a top national priority. Laos has set out a long-term vision to modernise public services and drive economic growth through its National Digital Economic Development Vision (2021–2024), Strategy (2021–2030), and Plan (2021–2025). The National Committee on Digital Transformation has been tasked with promoting these strategies through policies, action plans, and project monitoring across multiple sectors.At a high-level meeting last year, President Thongloun Sisoulith emphasized the urgency of digital transformation for socio-economic development, warning that without swift progress, Laos risks falling behind as the world enters the Fourth Industrial Revolution.
08 Sep, 2025
South Korea Caps Crypto Lending at 20% Interest, Bans Leveraged Loans
South Korea's Financial Services Commission published a new guideline on crypto lending services for centralized trading platforms on Friday."The guideline clearly defines the scope of virtual asset lending services by referring to global cases, providing various user protection measures," the FSC said in its press release.The new rules prohibit leveraged lending that exceeds the value of collateral, and set an interest rate cap of 20%. They also restrict products that require users to repay with cash instead of crypto, as this is considered a violation of credit business regulations.Companies offering these services must use their own capital and are prohibited from circumventing the rules through third-party services, the guideline states.To protect users, the guideline also mandates limits on a user's lending amount based on their experience and transaction history. Additionally, users must be notified in advance if they are at risk of liquidation.Limited OfferingsThe guideline also stipulates that lending services are limited to the top 20 cryptocurrencies by market capitalization, or cryptocurrencies that are traded on three or more licensed local exchanges.If a cryptocurrency is designated as cautionary by crypto exchanges, lending services for that asset must also be halted.The FSC said the guideline will be applied starting today, overseen by Digital Asset Exchange Alliance (DAXA), the joint consultative body in compliance with local regulators. The commission plans to legislate the new rules based on implementation results.The new guideline comes after the FSC ordered local exchanges to suspend their lending operations on Aug. 19, in response to a series of lending service launches by Upbit, Bithumb and other platforms.
05 Sep, 2025
Laos Prime Minister’s Office Commends LADT Launch as a Digital Finance Milestone
On September 1, 2025, the Lao National Digital Technology Group (LADT) and its subsidiary NewPay held the official opening ceremony in Vientiane. His Excellency Prime Minister Sonexay Siphandone attended the event and delivered a keynote speech. Senior government officials, central bank leaders, ASEAN diplomats, and global Web3 industry partners witnessed this milestone in Laos’ digital asset development.The following day, NewPay CEO Meksavang was invited to the Prime Minister’s Office to receive official recognition. The Prime Minister’s Office acknowledged the performance of NewPay and LADT in the planning, organization, and execution of the opening ceremony. Government representatives emphasized that the event successfully demonstrated the innovative capabilities and professional expertise of LADT and NewPay in mobile payments, stablecoin issuance, and digital finance ecosystem development. The ceremony attracted broad attention, including from multiple ASEAN ambassadors, highlighting Laos’ reliability and capability in the digital economy and fintech sectors.NewPay and LADT adhere to the philosophy of “LAOS BORN, ASEAN DRIVEN, GLOBAL IMPACT,” continuing to advance innovation in payment and financial service models. Through stablecoins, a national-level public blockchain, and multi-channel payment systems, LADT and NewPay are building an efficient, secure, and compliant digital finance ecosystem.Government representatives noted that the innovative practices of LADT and NewPay set a benchmark for digital finance development in Laos. These initiatives strengthen the country’s standing in the international digital economy and establish a foundation for future collaboration with international financial institutions, investors, and technology partners.The recognition from the Prime Minister’s Office reflects the Lao government’s strong support for fintech innovation and underscores the central role of LADT and NewPay in advancing Laos’ digital economy and the broader ASEAN fintech landscape.Looking ahead, with continued deployment of key infrastructures such as the national public blockchain, stablecoins, and cross-border payment systems, Laos is positioned to become a hub in the ASEAN digital finance ecosystem, promoting regional payment efficiency, financial transparency, and serving as a model for global digital economic cooperation.
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