05 Jul, 2024

Bitcoin Mining Industry Faces Profitability Crisis Amid Drop in Mining Difficulty

Decline in Mining Difficulty

On July 5, 2024, Bitcoin mining difficulty experienced a notable decline of over 5%, dropping to a quarterly low of 79.50 terahashes (79.5T). This significant reduction marks the largest since March and follows a period of elevated difficulty, which peaked at an all-time high of 88.10T between March and May. The current level reflects a slow but steady decrease from that peak.

Bitcoin mining difficulty is a critical measure of the computational power required to solve the cryptographic puzzles that unlock new bitcoins. Adjustments occur every 2,016 blocks, roughly every two weeks. Over Bitcoin's lifetime, hashrates have generally increased, reflecting the growing complexity of mining operations.

Historical Perspective and Current State

Back in 2014, hash rates were around 1.1 gigahashes, enabling even modest desktop PCs to mine Bitcoin. However, as adoption grew, hash rates increased significantly, surpassing the terahash mark by the end of 2017. As of July 6, 2024, mining difficulty stands at 79.5T, with the next adjustment anticipated soon. According to F2Pool, only ASIC rigs with a watts per terahash efficiency rate of 26 or better are profitable at current Bitcoin prices above $54,000.

Profitability Challenges for Bitcoin Miners

The decline in mining difficulty provides some relief to miners struggling with rising production costs and declining profitability. According to MacroMicro, the average cost of mining one Bitcoin was approximately $83,668 at the start of June 2024, dropping slightly to around $72,000 by early July. These high costs have forced many miners to shut down unprofitable machines or exit the industry altogether.

James Butterfill from CoinShares pointed out that Bitcoin prices were near the average production cost during the April halving event, with several miners incurring higher than average costs. F2Pool's data reveals that only the most efficient ASIC machines, such as the Antminer S21 Hydro and Avalon A1466I, are profitable under current market conditions, requiring Bitcoin prices to exceed $51,456 to break even.

Impact of Reduced Mining Difficulty

The significant drop in mining difficulty could potentially increase the profitability of more mining machines. F2Pool estimates that at a Bitcoin price of $54,000, ASICs with a unit power efficiency of 26 W/T or lower would be profitable, assuming energy costs of $0.07 per kWh. Despite this, recent reports indicate that many miners are nearing capitulation, similar to levels observed during the FTX collapse. As a result, miners have been decommissioning inefficient machines and liquidating their holdings, with an estimated 30,000 BTC, valued at $2 billion, sold last month.

Future of Bitcoin Mining

The current volatility and high production costs in the Bitcoin mining sector underscore the precarious nature of the industry. As inefficient machines are phased out and miners exit, those remaining face significant challenges. Monitoring changes in mining difficulty and Bitcoin prices will be crucial for assessing future profitability in the Bitcoin mining industry. The industry must navigate these tumultuous conditions, balancing operational costs with market dynamics, to ensure sustainability and potential profitability in the coming months.

08 Jul, 2024

Thai Tourists Go Cashless in Laos with New QR Payments

Thai tourists visiting Laos can now conveniently scan QR codes to pay for goods and services, thanks to a new cross-border payment system recently launched between the two countries.The service, announced on 5 July, is available specifically to users of the Thai Bank of Ayudhya, also known as Krungsri, making it the first Thai commercial bank to offer this convenience through its KMA Krungsri app.In Laos, this payment service is accessible through 17 participating banks, including Banque Pour Le Commerce Exterieur Lao Public (BCEL), Agricultural Promotion Bank (APB), Joint Development Bank (JDB), Lao Development Bank (LDB), Lao Viet Bank (LVB), ST Bank (STB), and Allied Bank (ABL), among others, as stated by the Lao National Payment Network.While, currently, only one Thai bank with cross-border QR payment is available in Laos, the Bank of Thailand has announced plans to add three more banks, including Kasikorn Bank (KBank), Bangkok Bank (BBL), and Krungthai Bank (KTB), in the fourth quarter of this year.The service is part of an agreement signed earlier this year between the two nations, aimed at enhancing accessibility and innovation in financial services. In early April, the agreement allowed Lao tourists visiting Thailand and workers to make QR payments in Thailand through participating banks.The Bank of Thailand has noted positive feedback for this QR code payment service, with transactions by Lao nationals totaling more than THB 47 million (over USD 1.2 million) in April alone.The QR code cross-border payment system is part of Laos’ strategy to enhance regional money transfers and payments with neighboring nations such as Thailand, Vietnam, and Cambodia.Laos has also established a similar payment network with Cambodia, launched in August 2023. Looking ahead, the country plans to introduce another comparable service with Vietnam in August to boost tourism and enhance economic exchanges between the two countries.

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03 Jul, 2024

Circle is First Global Stablecoin Issuer to Comply with MiCA, EU’s Landmark Crypto Law

Circle, a global financial technology firm and the issuer of USDC and EURC has today announced that it has become the first global stablecoin issuer to achieve compliance with the European Union's landmark Markets in Crypto-Assets (MiCA) regulatory framework.This achievement was enabled by the company’s attainment of an Electronic Money Institution (EMI) license from the Autorité de Contrôle Prudentiel et de Résolution (ACPR), the French banking regulatory authority. With this license, both USDC and EURC are now being issued in the EU in compliance with MiCA’s regulatory obligations for stablecoins or e-money tokens, which took effect yesterday, according to the law today and subject to potential clarifications on the interpretation of the law by the European Commission. As part of attaining compliance with this comprehensive regulatory regime, Circle Mint is officially available for business customers in Europe. Equipped with local banking capabilities, Circle Mint France provides near-instant and cost-effective access to mint and redeem USDC and EURC throughout the European market. “Since our founding, Circle has sought to build durable, compliant, and well-regulated infrastructure for stablecoins, and our adherence to MiCA, which represents one of the most comprehensive crypto regulatory regimes in the world, is a huge milestone in bringing digital currency into mainstream scale and acceptance,” said Jeremy Allaire, Co-Founder and Chief Executive Officer at Circle. “By working closely with French and EU regulators, we are now able to offer both USDC and EURC as fully-compliant dollar and euro stablecoins to the European market, unlocking the enormous potential of digital assets to transform finance and commerce.”"Achieving MiCA compliance through our French EMI license is a significant step forward, not just for Circle, but for the entire digital financial ecosystem in Europe and beyond," said Dante Disparte, Chief Strategy Officer and Head of Global Policy at Circle. "As digital assets become increasingly integrated into the mainstream financial landscape, it is essential that we establish robust, transparent frameworks to promote trust and adoption. Today’s announcement further reinforces our commitment to building a more inclusive, compliant future for internet finance.""Circle's success in obtaining this license is the result of close collaboration over many months between the regulatory teams in charge of ACPR authorizations and the Circle France team," said Coralie Billmann, Managing Director of Circle France. Of the top 10 stablecoins by market capitalization, only USDC is currently MiCA-compliant. This milestone underscores Circle's commitment to regulatory compliance for dollar and euro stablecoins. The company's proactive approach to meeting high standards of security, transparency and oversight will help drive the mainstream adoption of regulated digital currencies.

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