10 Feb, 2025

Ripple Teams With Unicâmbio to Power Brazil-to-Portugal Payments

Blockchain company Ripple has launched a partnership with Portuguese currency exchange provider Unicâmbio.

The collaboration, announced Monday (Feb. 10), is designed to support instant cross-border payments between Portugal and Brazil through Ripple Payments, the company’s digital-asset-focused cross-border payments system.

According to a Ripple news release, this marks the first time the company’s payment solution has been offered in Portugal, a development that both expands Ripples footprint in Europe and bolsters the Portugal-Brazil payments corridor.

“Our partnership with Unicâmbio is a significant milestone in Ripple’s European expansion. Portugal has developed a thriving crypto ecosystem so we are delighted to open up our payments solution to partners there,” said Cassie Craddock, Ripple’s managing director for the U.K. and Europe.

“By connecting our payment networks in Portugal and Brazil we are facilitating faster, more cost-effective cross-border payments, while strengthening the economic bridge between these two major markets.”

Adriana Jerónimo, executive board member at Unicâmbio, noted that Brazil and Portugal share strong cultural and economic ties, with substantial amounts of money moving between the two countries.

“By leveraging blockchain technology we’re transforming money movement between the two nations,” said Jerónimo. “Ripple’s crypto-enabled payments solution enables near-instant settlement and drastically reduces costs compared to traditional payments channels, delivering real value to our customers.”

Ripple already had a presence in Brazil, the release notes, with the company teaming with the likes of Travelex Bank in 2022 and Mercado Bitcoin, Latin America’s largest cryptocurrency exchange, joining Ripple’s network late last year.

In other blockchain news, PYMNTS wrote last week about America’s new exploration of stablecoin regulation, and how it could transform global payments.

This came after House Financial Services Committee Chairman French Hill (R-Ark.) and Digital Assets, Financial Technology and Artificial Intelligence Subcommittee Chairman Bryan Steil (R-Wis.) introduced a discussion draft for a bill that would create a framework for issuing and operating dollar-denominated payment stablecoins.

“Building upon our work on digital assets in the last Congress, our discussion draft will provide clarity for payment stablecoins and ensure a federal and state path for stablecoin issuers,” Hill said.

“The push for stablecoin regulation underscores a broader recognition of digital assets’ role in modern financial ecosystems,” that report said. “As the regulatory landscape takes shape, the collaboration between the House and Senate will be instrumental in determining how stablecoins fit into the evolving framework of U.S. financial regulation.”

12 Feb, 2025

Luang Prabang Seeks Visa Waiver Extension for More Chinese Tourists

Luang Prabang Province is calling for the Lao government to extend visa waivers for Chinese tourists, aiming to boost tourism and enhance visitor experiences ahead of a potential new “Visit Laos Year,” with the launch date yet to be decided.Soudaphone Khomthavong, an official from the Luang Prabang Provincial Information, Culture, and Tourism Department, raised these proposals during a cabinet meeting on 5 February.The official recommended that the government consider extending visa waivers for Chinese tour groups and other countries without exemptions, citing the large number of Chinese tourists who visited Laos last year.In 2024, Luang Prabang recorded a total of 438,355 Chinese tourists, making them the largest group of visitors that year, surpassing those from Thailand and South Korea.Additionally, Soudaphone suggested reviewing lessons learned from the 2024 Visit Laos Year campaign to improve future initiatives and better accommodate a potential increase in tourist arrivals.Soudaphone also emphasized the need for government funding at the local level to support tourism promotion activities. She stressed that with better resources, future tourism campaigns could achieve greater success.To improve the visitor experience, Luang Prabang plans to upgrade infrastructure and facilities at tourist sites. This includes improving access roads, enhancing equipment and services at popular attractions, and providing better training for tourism personnel. The province also intends to raise the quality of transportation services for visitors.However, challenges remain from the 2024 Visit Laos Year campaign. Soudaphone highlighted that key access roads to popular destinations, such as Tad Kuang Si Waterfall and the route from Luang Prabang city to the Laos-China railway station, are still in poor condition and require urgent repairs. Upgrading these roads is essential for unlocking the province’s tourism potential.While no specific timeline for these improvements was mentioned, officials remain committed to making Luang Prabang a more accessible and enjoyable destination for tourists in the future.Last year, the government announced free visas for Chinese citizens booking through credit agencies. The policy also included visitors from Hong Kong, Macau, and Taiwan, allowing them to stay in Laos for up to 15 days. This initiative was part of the Visit Laos Year 2024 campaign and aimed to attract more tourists from these regions.

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07 Feb, 2025

Ripple CEO Brad Garlinghouse Poised to Influence U.S. Crypto Policy

Key Takeaways● Ripple CEO Brad Garlinghouse shortlisted for President Trump's U.S. Crypto Advisory Council.● The council aims to redefine cryptocurrency regulations in the U.S.● Speculation over XRP's potential inclusion in a national reserve list.● Crypto industry leaders from Kraken, Coinbase, and Circle also under consideration.● Market reactions mixed, with XRP dropping 6% amid uncertainty.In a move that could reshape the U.S. crypto landscape, Ripple's Brad Garlinghouse has emerged as a top contender for President Donald Trump's newly established U.S. Crypto Advisory Council. Formed by executive order during Trump’s first week back in office, the council is set to play a decisive role in the future of cryptocurrency policies.Shifting Regulatory WindsFollowing years of stringent oversight under the Biden administration, crypto companies faced mounting regulatory challenges. Now, Trump's renewed focus on digital asset innovation signals a shift towards a more adaptable regulatory framework.At the heart of the council’s agenda lies a pivotal debate: Should cryptocurrencies be classified as commodities or securities? This distinction will determine whether the SEC or CFTC takes the regulatory helm—an outcome that could reshape the industry’s trajectory.Garlinghouse: A Voice for Clearer RegulationsGarlinghouse, known for championing transparent crypto regulations, is no stranger to regulatory battles. His advocacy for well-defined frameworks could help carve a more stable path for crypto enterprises in the U.S. His recent private dinner with Trump only fuels speculation about his growing influence.Ripple’s Strategic PositionWhile Garlinghouse’s potential appointment stirs excitement, rumors of XRP being added to a national reserve list have sent ripples through the market. Though unconfirmed, such a move could catapult Ripple into the heart of the U.S. financial ecosystem.Meanwhile, the crypto market reacted cautiously—XRP slid 6%, trading at $2.40, reflecting investor uncertainty amid the unfolding developments.A Council of TitansGarlinghouse won’t be alone. The council shortlist includes industry heavyweights:● Marco Santori (Kraken’s former general counsel)● Jeremy Allaire (Circle CEO)● Brian Armstrong (Coinbase CEO)● Kris Marszalek (Crypto.com CEO)This assembly of crypto leaders underscores the council's ambitious goal: to craft forward-thinking policies that balance innovation with robust oversight.As the crypto world watches closely, Garlinghouse’s ascent could mark a defining moment in the evolution of U.S. crypto policy.

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